 It was concluded from the study that "aversion from shame" is more powerful than "anticipation of prestige".Among other papers, Samek's work analyzes how different modes of education can effect early childhood learning and adult financial decision-making.Samek, along with Lusardi, Kapteyn, Glinert, Hung, and Heinberg, evaluated different mediums of educational programs aimed at to educate adults about risk diversification.