 Two months later, Global Liberty Insurance, which had covered the Excursion at the time of the crash, filed court papers saying its liability for the accident was capped at $500,000.Divided among all 20 victims, that meant some families would receive, at most, $25,000—and that was before legal fees the company's lawyer sought to have deducted.Ferlazzo called the insurer's motions "outrageous and an insult to the victims".