 Since 2012, Opportunity Fund has earned Charity Navigator's highest rating of four stars every year as published by the charity evaluator.Opportunity Fund was founded in 1994 by Eric Weaver in response to the challenges faced by businesses owned by women or minorities, or those who want small dollar loans that are not profitable enough for banks to provide.The emergence of predatory lending practices among some of the non-bank lenders that stepped in to fill the vacuum in the small business lending market after the recession of 2008, led Opportunity Fund to also take on a greater advocacy role for the rights of small business borrowers.