 In 2017, Walmart, America's largest retailer, announced that it will start offering instant payments to its employees via a digital application, enabling them to access a portion of wages for the hours they have already worked.In 2018, the on-demand delivery network Postmates partnered with Visa to enable real-time funds disbursement to their entire fleet.The new feature, called "Instant Deposits" runs on Visa Direct, Visa's real-time push payment platform, and is available to the entire Postmate fleet across the United States.