summary: Peculium is an ERC20 token built on the Ethereum blockchain. 
content: Peculium is an ERC20 token built on the Ethereum blockchain. ERC20 tokens are implemented as smart contracts that cannot be modified after they are launched. The number of tokens is fixed, thus, there cannot and will not be any inflation effect. PCL is a utility token that enables access to products or services. More specifically, it allows users to access Peculium's different products. Peculium is the first savings platform for individuals, brokers and financial institutions. Peculium performs trading operations on the cryptocurrency markets. Peculium brings the power of algorithmic trading to everyday users. Overview "Pécule" (PCL) means economy. The PCL is the utility token of the Peculium platform used to gain access to its various products. These products benefit from the AIEVE artificial intelligence engine. Peculium is a revolutionary savings platform that seamlessly merges the traditional savings economy with the cryptocurrency markets through the power of automated machine learning, artificial intelligence (AML-AI), analytics “Big Data” and smart contracts on the blockchain. Peculium is the bridge between the traditional economy and the new era of the crypto-economy, reducing barriers, decreasing volatility, increasing transparency and trust and creating a mutually beneficial business. Peculium is the door designed to give access to the best risk-benefit ratio for crypto-investments, whether it’s an individual or an institution. PECULIUM provides the following services: My Peculium account: It allows to buy, hold and sell PCL or other cryptocurrencies using Credit card, Bank transfer, or cryptocurrencies. The Crypto Center: Soon available (16 locations in Europe, and a shop in Shanghai), this physical shop will be the place where users can buy and sell the biggest cryptocurrencies, get advice from experts and discuss the latest news in the crypto sphere with enthusiasts. BeliEVE: The savings service that helps users capital grow. AskEVE: The decision support service for buying and selling crypto assets. Team The Peculium team is made up of 56 people, with diverse expertise ranging from Blockchain technology, software development, quantitative finance and algorithmic trading. Few of the team members are; Rashid Oukhai - Founder & CEO Florian Rais - Chief commercial officer Abed Ajraou - Chief data officer Bilel Ben Tanfous - Corporate development, investments & funding Amine Soussi - Design thinking & UX Management Jorge Rodriguez - Chief security officer Asma Chebbi - Digital PR Manager Marouane Benalla – CTO Partnership & Investors Accuracy Les PEPITES TECH Bpifrance Chatila Rais Investments Cryptio Deqode Finance Innovation Francefintech upsilonData Mr Capital techracers Woorton 