 
 <prompt> ```Summarize dis article:

If your bank close your account, you fit get negative information for your ChexSystems report. But, no be all banks dey use ChexSystems. Some dey wey dey review applications one by one. If your bank use another service, find banks wey no dey use that service. Dem fit open account for you because dem no go sabi wetin happun between you and the bank wey close your account. You fit find dis information for the bank website. If you no see am, you fit call the toll-free customer service line ask. Many branches get the logo of the service wey dem dey use for their doors. Smaller community banks dey more likely to review applications one by one, and dem dey forgive if you close your account because you over-draft or make mistake. If you apply for account for small community bank, go inside the branch instead of apply online (many of dem no dey accept online applications). Dress well so you fit make good impression with the banker. Be open and honest about your past relationship with your old bank and why you want open account. Dis fit prevent problem if dem find out say you lie for your application or no disclose important information. Credit unions dey more forgiving of past mistakes because dem dey owned by their members. Dem also dey offer help with budgeting and financial responsibility if you get problem for the past. Credit unions dey only allow certain people to be members. Check their website to know if you fit their membership criteria before you apply. You fit ask your employer if you fit join any credit union because you dey work there. For US and some other countries, some big banks dey offer second chance checking accounts for people wey get history of bad banking relationships. Use dis accounts as last option. Dem dey get annual fees and fit require you to maintain substantial minimum balance all the time. Dem fit get other requirements wey fit hard for you to meet. If you get second chance checking account, you fit change am to regular account after you maintain am well for one year or more.

Summary:``` <response>: Identify banks wey no dey use ChexSystems. Try small community bank. Consider credit union. Look for second chance checking account. 