 
 <translate> People who have no criminal or police record, are considered good citizens. When people frequently use credit cards, they have good credit score. People can get loan with a great interest rate with good credit score. So the final answer is good credit. <hau> Mutanen da ba su da wani laifi ko rikodin 'yan sanda, ana ɗaukarsu a matsayin' yan ƙasa masu kyau. Idan mutane suna yawan amfani da katin bashi, suna da daraja mai kyau. Mutane za su iya samun rance tare da babban riba tare da kyakkyawan ƙimar bashi. Saboda haka amsar karshe ita ce bashi mai kyau. 