Flag of the City of Chicopee, Massachusetts, showing the seal in its center- the official law describes it as follows-

[Chicopee City Code] § 87-3: Description of flag:
The City shall adopt and hereby does adopt a City flag, in detail as follows: Said flag shall have a white field; in the center of said white field on both the front and reverse thereof shall be a silver shield argent upon a field of azure, with olive branch fruited proper, a white ribbon across the shield upon which shall appear the words in gold "Industriae variae," all within a circle bearing at the top the inscription in gold "City of Chicopee" and at the bottom the inscription in gold "Town 1848: City 1890."
Rendered from description in Chicopee's City Code, § 87-3: Description of flag and an example seen on Waymark
Simtropolitan, original designer unknown