human
What's the best way to get a handle on my debt?
assistant
The first step in getting a handle on your debt is to create a budget. This will help you identify areas where you can cut back and prioritize payments. You should also look into consolidating or transferring any high-interest debt, such as credit cards, to lower the total amount of interest paid over time. Additionally, consider talking to a financial advisor who can provide advice tailored to your individual needs. Finally, try to make extra payments whenever possible to reduce the overall balance faster.