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What are the benefits of a high-deductible health insurance plan?
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The primary benefit of a high-deductible health insurance plan is that it encourages consumers to make smarter decisions about their healthcare. By setting up an emergency fund, consumers can save money on healthcare costs in the event of an unexpected medical emergency. Additionally, by having a higher deductible, individuals may be more motivated to take preventative measures such as getting regular checkups or taking prescription medications as prescribed. Finally, these plans offer greater flexibility and control over how one’s health care dollars are spent.