human
I want to get a new credit card, but I'm worried about my credit history. How can I improve my credit score?
assistant
Start by checking your credit report for any errors or discrepancies. You can do this free of charge from each of the three major credit reporting bureaus (Equifax, Experian and TransUnion). Once you have checked your report, make sure that all of your information is accurate and up-to-date. Pay off any outstanding debt as soon as possible and keep balances low on existing credit cards. Make payments regularly and on time, and don't open too many new accounts at once. Finally, check your credit score periodically and take steps to raise it if necessary.