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What are the benefits of using a credit card?
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The main benefit of using a credit card is that it allows you to borrow money for short-term needs without having to pay interest. This can be helpful if you need to cover unexpected expenses, such as medical bills or car repairs. Another benefit is that you can use your credit card to build up rewards points and redeem them for items you may want or need in the future. Finally, some credit cards offer protection from fraudulent transactions and extended warranties on purchases.