human
I'm a bit confused about the difference between a credit card and a debit card.
assistant
A debit card is linked directly to your bank account, so when you make a purchase with it, money is taken directly from your bank account. A credit card, on the other hand, is not connected to your bank account, so you can use it as a loan against future purchases. When you make a purchase with a credit card, the amount of money that you spend is added to your balance, but you don't have to pay for it right away. You then have the option of paying off the debt in full or over time.