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Which is a better option: the 401k or the Roth IRA?
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The Roth IRA has many advantages over the 401k. It offers tax-free withdrawals, meaning you won't pay taxes on your retirement savings when you take them out. This can be especially beneficial if you are in a higher tax bracket now than you will be in retirement. Additionally, the Roth IRA allows for more flexibility with investments and withdrawal options than the 401k does. Lastly, there may be less paperwork associated with setting up a Roth IRA than a 401k.