human
Is it a good idea to have a joint bank account with my spouse?
assistant
It depends on your individual situation. If you and your spouse are both financially responsible for each other, then having a joint bank account can be beneficial. You may also want to consider setting up automatic transfers so that money is transferred from one account to the other as needed. Additionally, if you're concerned about privacy or security, you could open separate accounts and use online banking services to manage them.