human
Can you tell me how to get the most out of my 401K?
assistant
The first step is to decide what type of retirement savings plan you want. You can choose from a traditional or Roth 401(k) and make sure to research the differences between them before making your decision. Once you have chosen, you should start contributing regularly to your 401(k). Depending on the size of your salary and other factors, you may be able to contribute up to a certain percentage of your income. It's also important to understand any employer match that might be available. Additionally, it's wise to keep track of your contributions and make sure you're taking full advantage of all of your benefits. Finally, don't forget to review your investments periodically to ensure they are aligned with your goals and risk tolerance.