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What are some tips for a first-time home buyer?
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1. Start by researching your local housing market and make sure you understand the current prices in your area.
2. Create a budget that includes all of your expected costs, such as mortgage payments, taxes, insurance, and utilities.
3. Get pre-qualified for a loan so you know exactly how much house you can afford.
4. Look into any grants or tax credits available to first-time buyers.
5. Make sure you have enough money saved up for a down payment.
6. Research different types of mortgages and decide which one best suits your needs.
7. Find out what type of inspections are required before you purchase a property.
8. Consider getting a home warranty to protect yourself from unexpected repairs.