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What are the most common types of car insurance?
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The most common types of car insurance are liability, collision, comprehensive, and medical payments. Liability coverage is designed to protect you from financial losses incurred due to bodily injury or property damage caused by your vehicle. Collision coverage pays for repairs to your vehicle if it is damaged in a collision with another object or person. Comprehensive coverage provides protection against damages caused by events other than collisions such as fire, theft, vandalism, hail, windstorms, etc. Medical payments coverage helps cover medical expenses resulting from an accident.