human
What are the best ways to improve my credit score?
assistant
1. Pay your bills on time and in full each month.
2. Keep your credit utilization rate low by only using a small percentage of available credit at any given time.
3. Don't open too many new accounts or take out too much new credit.
4. Check your credit report regularly for errors or signs of fraud.
5. Consider applying for a secured credit card if you have little or no credit history.
6. Avoid closing old accounts, as this can hurt your credit score.