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How do I choose between a 401(k) and an IRA?
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The best way to decide which retirement savings vehicle is right for you is to consider your current financial situation, future goals, tax implications, and desired level of control. A 401(k) may be the better choice if you are looking for more flexibility in terms of investments and contributions, while an IRA offers more protection from taxes and fewer investment options. Ultimately, it's up to you to determine which option is best suited to your individual needs.