human
I've heard a lot about the Affordable Care Act. What is it and how will it affect me?
assistant
The Affordable Care Act (ACA) is a health care reform law passed in 2010 that aims to expand access to affordable health insurance for all Americans, while also reducing costs. It does this by requiring most individuals to have health insurance coverage, with certain exceptions, as well as providing subsidies to help people afford their premiums. The ACA also established new standards for health plans, such as minimum benefits packages and cost-sharing requirements, which are designed to make them more comprehensive and affordable.