human
I've heard that it's a good idea to start saving for retirement early. What are some good ways to do that?
assistant
1. Start by setting up an emergency fund, which is money you can access in case of unexpected expenses.
2. Consider investing your money in stocks and bonds, as well as other types of investments such as mutual funds or exchange-traded funds.
3. Set aside part of each paycheck into a retirement savings account like a 401(k) or IRA.
4. Take advantage of tax incentives offered by the government, such as deductible IRAs or Roth IRAs.
5. Make sure to regularly review your retirement plan options and make changes if needed.