human
What are some financial strategies to help me become debt free?
assistant
1. Make a budget and track your spending.
2. Pay more than the minimum payments on all debts, if possible.
3. Consider setting up an emergency fund.
4. Consider consolidating any existing debts into one loan.
5. Cut back on discretionary spending.
6. Look into refinancing your current loans.
7. Consider setting up a side-hustle to increase your income.
8. Make a plan to pay off your debt in a timely manner.
9. Research and apply for grants, scholarships, and other forms of financial aid.
10. Seek professional debt counseling.