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What are the best ways to get rid of a bad credit rating?
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The best way to get rid of a bad credit rating is to start by making all your payments on time, and keeping your credit utilization rate low. You can also consider asking creditors for a hardship letter or proof of payment if you have been unable to pay due to unexpected circumstances. Additionally, you may want to look into filing for bankruptcy protection in order to erase any negative marks on your credit report. Finally, try to establish good habits such as paying off debt quickly and consistently monitoring your credit report regularly.