human
What types of insurance do I need to buy a house?
assistant
You will need to buy homeowners insurance, which typically covers the dwelling and its contents against losses or damage due to fire, windstorm, theft, liability, and other perils. You may also need to purchase flood insurance to cover potential damages in the case of a flood. Additionally, mortgage protection insurance may also be required by your lender, as it provides coverage if you are unable to make mortgage payments due to unexpected circumstances.