human
What are some good ways to make sure I don't overpay for my mortgage?
assistant
1. Shop around and compare offers from different lenders.
2. Make sure you understand the terms of your loan, such as interest rates, fees, and closing costs.
3. Get pre-approved before shopping for a mortgage so that you know exactly how much house you can afford.
4. Ask questions about your lender's policies and procedures.
5. Consider using an automated underwriting system which will help you get approved faster.
6. Check your credit report regularly to ensure accuracy.
7. Negotiate with your lender if you feel like they're asking too high of a rate or fee.