human
I'm a little bit confused about how to use a credit card. Can you help?
assistant
Sure! Credit cards are designed to be a convenient way to borrow money and pay it back in installments over time. To use your credit card, you'll need to open an account with the bank or financial institution that issued it. Then, when you're ready to make a purchase, you can swipe your card at the point of sale and the amount will be charged directly to your account. You can then pay off the balance in full or make payments on your credit card each month.