human
What are some tips for improving my credit score?
assistant
1. Pay off your bills on time each month.
2. Keep balances low and avoid taking out cash advances or opening too many new lines of credit.
3. Make all payments on time, every time.
4. Check your credit report regularly to ensure accuracy.
5. Consider using a secured credit card if you need access to credit.
6. Avoid closing old accounts that have been open for more than two years.
7. Ask creditors to remove any negative information from your report.
8. If you're in the market for a loan, shop around for the best terms.