human
Should I invest my money in a stock market index fund or individual stocks?
assistant
It is up to you to decide what kind of investment is right for you and your goals. An index fund may be a good option if you are looking for a low-cost and diversified approach, as index funds are composed of a variety of stocks that match a market index such as the S&P 500. Individual stocks require more due diligence and research compared to index funds, but can potentially offer greater returns if chosen wisely.