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What are the benefits of using a credit card instead of cash?
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The main benefit of using a credit card over cash is that you can access your money quickly and easily. You don't have to wait for a paycheck or bank transfer, and you can make purchases without having to carry around large sums of money.2 Another advantage is that you can build up rewards points with certain cards, which can be redeemed for merchandise or other discounts.3 Using a credit card also helps you stay on top of your finances by providing an easy way to track your spending.4 Finally, some credit cards offer protection against fraud and theft, such as identity theft insurance.