human
What techniques can I use to create a budget that works?
assistant
1. Start with understanding your needs and your income.
2. Prioritize what you need and what you want.
3. Set a target for what you want to save each month.
4. Track your spending.
5. Automate your savings.
6. Create a system of rewards and/or penalties to help you stick to your budget.
7. Make use of technology to assist you.
8. Review your budget regularly.