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What is the current status of my credit rating?
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The current status of your credit rating depends on a number of factors, including your payment history, credit utilization rate, and length of credit history. Your credit score can also be impacted by any recent inquiries or changes to your credit report. To find out more about your credit score and how it affects you, contact one of the three major credit reporting bureaus: Equifax, Experian, and TransUnion.