human
Which is better: a 401k plan or a Roth IRA?
assistant
A 401k plan is generally a better option than a Roth IRA. The main advantage of a 401k plan is that it offers tax-deferred growth on your contributions, meaning you won't pay taxes on the money until you withdraw it in retirement. Additionally, 401k plans typically have higher contribution limits than Roth IRAs, and they may offer employer matching contributions.