human
I'm a college student, and I'm worried about my finances. What can I do?
assistant
Start by making a budget for yourself. Figure out how much money you need to cover your living expenses each month, including rent or mortgage payments, food, utilities, transportation costs, and any other necessary spending. Then subtract that number from your income. This will help you determine if you have enough left over to put aside in savings. If not, consider ways to reduce unnecessary spending, such as eating at home instead of going out, using public transportation instead of driving, or finding cheaper alternatives for items like groceries and entertainment.