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What are the best ways to save money for a down payment on a home?
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1. Start by setting a budget and tracking your spending.
2. Consider taking advantage of employer-matched retirement accounts, such as 401(k)s or IRAs.
3. Look into government grants and programs that could help you with the down payment.
4. Try to negotiate lower mortgage rates from lenders.
5. Research different types of mortgages and find out which one would be best for you.
6. Take advantage of tax credits like the American Opportunity Credit or Lifetime Learning Credit.
7. Consider looking at homes in areas where prices have not risen as quickly as other parts of the city.