human
I need to find a loan for a house that meets my specific needs. What criteria should I consider?
assistant
When looking for a loan for a house, there are several criteria that you should consider. First, determine what type of loan is best for you: a fixed-rate mortgage, adjustable-rate mortgage, or an FHA loan. Next, consider your credit score, income level and debt-to-income ratio to ensure you can afford the loan. Additionally, determine how much you are able to put down for a down payment, as this will factor into interest rates and the amount of the loan itself. Lastly, make sure to research the terms of any loan you are considering to ensure everything will meet your particular needs and financial situation.