human
What are some tips for improving my credit score?
assistant
1. Pay your bills on time, every time.
2. Keep credit card balances low and don't close old accounts.
3. Avoid applying for multiple credit cards at once.
4. Consider getting a secured credit card if you have bad credit.
5. Check your credit report regularly to make sure there are no errors or fraudulent activity.
6. Make all payments before due dates.
7. Ask creditors to remove any negative items from your credit report.
8. Don't open too many new credit accounts.
9. Use the money you save by paying off debt to build up an emergency fund.