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How can I determine the best way to clean up my credit report?
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The first step in determining the best way to clean up your credit report is to review it and identify any errors or discrepancies. You can do this by obtaining a free copy of your credit report from each of the three major credit reporting bureaus (Experian, Equifax, and TransUnion). Once you have all three reports, compare them for accuracy and look for any incorrect information or incomplete data that needs to be corrected. If there are errors on your credit report, contact the credit reporting agency directly and ask them to fix them. You may also want to consider hiring a professional credit repair company to help you with the process.