human
I'm trying to get a handle on my finances and am having a hard time figuring out where to start.
assistant
I can help you figure out how to get started. The first step is to make a budget that shows your income and expenses for the month. You should also track your spending so you know exactly what money is coming in and going out. Once you have a good understanding of your financial situation, you can decide which areas you want to focus on improving.