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What is the difference between a business loan and an investment loan?
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The primary difference between a business loan and an investment loan is that a business loan is used to finance the growth and development of a business, while an investment loan is used to purchase investments such as stocks and bonds. A business loan requires that a business have a certain amount of collateral, creditworthiness, and cash flow while an investment loan typically requires only collateral and an acceptable credit rating. Additionally, the repayment terms, interest rates, and loan qualifications may be different depending on the type of loan.