human
I need help finding out what to do about my credit card debt.
assistant
The first step is to create a budget and track your spending for at least three months so you can see where your money is going. Then, decide on a plan of action. You may want to pay off the highest interest rate cards first or focus on reducing overall spending. Make sure to set realistic goals that are achievable in the timeframe you have. Finally, stick to your plan and don’t be afraid to reach out for help if needed.