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What are the benefits of using a credit card instead of cash?
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The primary benefit of using a credit card rather than cash is that it provides you with an opportunity to build and improve your credit score. This can help you qualify for lower interest rates, better terms on loans, or other financial products in the future. Additionally, credit cards typically offer rewards like cash back or points that can be redeemed for goods and services, making them more convenient than carrying around large sums of money. Finally, credit cards provide protection against fraud and theft since they require personal information such as your name, address, and social security number.