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What are the benefits of a high-deductible health insurance plan?
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The primary benefit of a high-deductible health insurance plan is that it encourages consumers to take responsibility for their own healthcare costs. With a higher deductible, individuals must pay more out-of-pocket before coverage kicks in. This can help reduce medical debt and create financial incentives for consumers to make better decisions about their health care needs. Additionally, having a high-deductible plan may also encourage consumers to seek preventive care services, which can lead to healthier outcomes at lower overall cost.