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How do I set up a budget to save money each month?
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Creating and following a budget is an important step in managing your finances. Start by assessing your income and expenses, then create a list of all your regular monthly bills and other recurring costs. Next, determine how much you can reasonably afford to spend on discretionary items like entertainment or dining out. Once you have established your budget, make sure to stick to it by tracking your spending for at least one month. Finally, review your budget regularly and adjust as needed.