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What are the best ways to build credit?
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1. Pay your bills on time.
2. Keep credit card balances low.
3. Monitor your credit report regularly.
4. Apply for a secured credit card.
5. Become an authorized user on someone else’s credit card.
6. Get a co-signer on a loan.
7. Increase the amount of time you have had credit.
8. Open a few new lines of credit.
9. Diversify your types of credit.