human
What are some tips for building credit?
assistant
1. Make sure to pay your bills before the due date.
2. Avoid using too much of your available credit limit.
3. Set up automatic payments to ensure you don't miss any debt payments.
4. Work to reduce existing debt.
5. Monitor your credit report regularly.
6. Build a mix of credit (such as a credit card and a loan) to help diversify your credit history.
7. Avoid making multiple credit applications in a short period of time.
8. Try to keep your oldest accounts open and in good standing.