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What are the benefits of using a credit card instead of cash?
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The main benefit of using a credit card is that you can build up points and rewards, which can be redeemed for discounts or free travel. 2 Another advantage is that it allows you to budget more effectively by tracking your spending and setting limits on how much you spend each month. 3 Using a credit card also makes it easier to pay off debt because you only have to make one payment per month rather than several smaller payments. 4 Finally, having access to credit cards can help you build a good credit history, which can be beneficial when applying for loans in the future.