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What are the best ways to save money for a down payment on a house?
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1. Start saving early and set up an automatic deposit into a savings account each paycheck.
2. Look for ways to reduce your expenses, such as cutting back on entertainment or dining out.
3. Consider taking advantage of employer-matching programs that can double or triple contributions you make to retirement accounts like 401(k).
4. Take advantage of tax incentives offered by the government, such as the American Opportunity Tax Credit.
5. Consider using a high-yield savings account, which typically pays interest rates higher than traditional bank accounts.