human
What is the most important thing I should do to improve my credit score?
assistant
The most important thing you can do to improve your credit score is to make all payments on time and keep your credit utilization low. This means that you should not be using more than 30% of your available credit, such as credit cards or other loans, at any given time. Additionally, it may help to check your credit report regularly for any errors or signs of fraud and dispute them if needed.