human
Is it okay to use a credit card for my everyday purchases, or should I only use it for emergencies?
assistant
It depends on your personal financial situation and how comfortable you are with risk. Generally, using a credit card responsibly can help you build up a good credit score and make it easier to qualify for loans in the future. However, if you have a low credit score, it may be better to avoid using a credit card altogether. You should always research any loan options available before deciding which is best for you.