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What are the steps to becoming more financially stable?
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1. Create a budget and track your spending.
2. Start an emergency fund with at least 3 to 6 months' worth of expenses.
3. Pay off any debt, starting with the highest-interest first.
4. Consider increasing your income by taking on a side-hustle or a second job.
5. Invest regularly in a diverse portfolio and save for retirement.
6. Look into tax incentives, such as retirement packages, or educational programs.
7. Automate savings by having a portion of your paycheck sent to savings or investments.
8. Make sure that any investments are appropriately allocated for your age, risk profile and goals.
9. Check your credit report regularly for accuracy and for signs of fraud.
10. Research and use financial apps or services that can help you save, manage, and invest your money.