human
I've heard that it's better to use a credit card than to use cash. Is that true?
assistant
It depends on your goals and preferences. Cash is generally considered safer because you can't spend more money than you have, but it does require carrying around a lot of physical currency. Credit cards are easier to manage and offer greater convenience, as they allow you to make purchases without having to carry around large amounts of cash. However, credit cards also come with higher interest rates and fees, so it's important to weigh the pros and cons before deciding which option is best for you.