human
I'm a first-time homebuyer and I need to know about the home buying process, including things like mortgages, credit scores, and closing costs.
assistant
The home buying process can be quite involved and complex. It starts with researching your desired location and budget, then finding a real estate agent who can help you find a house that fits both criteria. Once you have found the right property, you will want to make sure it is in good condition before making an offer. You should also check your credit score and get pre-approved for a mortgage loan before making an offer on the house. Additionally, you may incur closing costs such as attorney fees or appraisal fees when purchasing a property.