human
Is there anything I should know about the new health care law?
assistant
Yes, there are a few things you should know about the new health care law. First, it is important to understand that the Affordable Care Act (ACA) was signed into law in 2010 and went into effect in 2014. It requires most Americans to have health insurance or pay a penalty. The ACA also created state-based marketplaces where people can shop for coverage. These marketplaces offer subsidies to help lower-income individuals afford coverage. Additionally, the ACA established Medicaid expansion programs, which provide health insurance for more low-income adults and children than before.