human
I've heard a lot about the Affordable Care Act. What is it and how will it affect me?
assistant
The Affordable Care Act (ACA) was signed into law in 2010 by President Obama. It aims to provide affordable health insurance for all Americans, regardless of their income or pre-existing conditions. In order to do this, the ACA requires that most individuals have health insurance coverage, either through an employer or through Medicaid or Medicare. Additionally, it creates new marketplaces where people can shop for private health insurance plans. These marketplaces are known as exchanges and they are designed to make shopping for insurance easier and more transparent.