human
I'm a bit confused about the difference between a credit card and a debit card.
assistant
Credit cards are typically used for purchases that you make with money you don’t have yet, while debit cards are linked to your bank account and can be used to withdraw money directly from your checking or savings account. With a credit card, you will need to pay off the balance in full each month before the due date, but there is no interest charged on the amount borrowed. With a debit card, you must pay off the entire balance by the end of the month, which includes any interest that has accumulated during the period.