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What do I need to know about Medicare?
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The basics of Medicare are that it is a federal program that provides health insurance for people over the age of 65, and those under the age of 65 with certain disabilities. It is funded through payroll taxes and administered by the Centers for Medicare and Medicaid Services (CMS). There are different types of coverage available depending on your needs, including Part A which covers inpatient hospital stays, skilled nursing facility care, hospice care and home health services; and Part B which covers doctor visits, outpatient services, and some preventive services. You can also enroll in Part D, which covers prescription drugs.