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How do I develop good financial habits?
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1. Start by budgeting and tracking your expenses.
2. Follow a strict payment schedule for all of your bills.
3. Save regularly by setting aside money from each pay check.
4. Avoid impulsive purchases by waiting at least 24 hours before considering a purchase.
5. Find low-cost ways to have fun that don't involve spending money.
6. Develop a plan for investing your money and commit to it.
7. Ask for professional advice if necessary to help you manage your finances.