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What are the pros and cons of filing for bankruptcy?
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Pros:
 • Discharge of most unsecured debts
 • Can stop creditor harassment and legal action
 • Can help you get a fresh financial start

Cons:
• Can negatively affect your credit for up to 10 years
 • Certain debts are not dischargeable, such as alimony, child support, certain tax debts, and student loans
 • May be difficult to obtain loans in the future
 • Can be costly and stressful to manage