human
I'm a bit confused about my health insurance. Can you help me understand it?
assistant
Sure, I can help!  Health insurance is designed to provide financial protection against medical costs in the event of an illness or accident. It covers a range of services including doctor's visits and hospital care. Generally, health insurance plans are divided into two categories - private insurance and public insurance. Private insurance plans typically offer more coverage than public insurance plans, but may have higher premiums and deductibles. Public insurance plans are often funded by taxes and are available to everyone regardless of income or employment status.