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What is the difference between a Roth IRA and a Traditional IRA?
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The main difference between a Roth IRA and a Traditional IRA is that with a Roth IRA, contributions are made with after-tax dollars and withdrawals are tax free when used for qualified retirement expenses, such as health care costs, while with a Traditional IRA, contributions are made with pre-tax dollars and withdrawals are subject to income taxes when used for retirement.