human
I've heard a lot about the benefits of using a credit card to make purchases. But I'm worried about my credit score.
assistant
You're right, it's important to monitor your credit and keep an eye on how it's affecting your financial health. The best way to do that is by getting a copy of your credit report from each of the three major credit reporting bureaus (Experian, Equifax and TransUnion). You can request a free copy at annualcreditreport.com or call 1-877-322-8228. Once you have all three reports in front of you, you can review them for accuracy and identify any discrepancies. If there are any errors, you should dispute them with the credit reporting bureaus as soon as possible.