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What is the difference between a 401(k) and a IRA?
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The main difference between a 401(k) and an IRA is that a 401(k) is typically offered by employers, whereas an IRA can be funded with pre-tax income from any source. A 401(k) also offers more investment options than an IRA, as well as employer contributions to help you save for retirement. An IRA does not offer these features.