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What do I need to do to be able to retire by age 65?
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You will need to start saving and investing early in life. Make sure you are contributing regularly to retirement accounts such as 401(k)s, IRAs, and Roth IRA’s. Additionally, make sure your investments have a long-term focus. Consider working longer if necessary to maximize savings. Finally, make sure you understand the rules of Social Security so that you can plan accordingly for when you retire.