human
What are some of the best ways to improve my credit score?
assistant
1. Pay your bills on time and keep all other accounts up-to-date.
2. Reduce or eliminate any new credit you may have been granted.
3. Make sure there are no late payments or derogatory marks on your credit report.
4. Keep an eye on your credit utilization ratio, which is the amount of available credit you're using compared to your total credit limit.
5. Consider asking creditors for a reduced interest rate if you're having trouble making payments.