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How do you make a budget?
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To create a budget, start by assessing your income and expenses. Make a list of all sources of income and all regular expenses such as rent or mortgage, utilities, food, entertainment, transportation, etc. Then subtract the total of your expenses from your income to determine how much money is left over. Once you have this number, set aside a certain amount for savings each month and decide how much you want to allocate towards other goals like travel, recreation, and investments. Finally, track your spending so that you can stay within your budget.