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What are the benefits of a high-deductible health insurance plan?
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The main benefit of a high-deductible health insurance plan is that it can provide financial protection in case of an unexpected medical expense. This type of plan typically has higher premiums and lower coverage limits than traditional plans, so you will need to pay more out-of-pocket before your insurance kicks in. However, this can be beneficial if you want to keep costs low while still having some level of coverage for unexpected medical bills. Additionally, with a high-deductible plan, you may also qualify for tax breaks such as the Health Savings Account (HSA) or Flexible Spending Account (FSA).