human
What are the benefits of a high-deductible health insurance plan?
assistant
The primary benefit of a high-deductible health insurance plan is that it provides greater financial protection for consumers. By having higher deductibles, consumers have to pay more out-of-pocket before their insurance coverage kicks in. This encourages consumers to be more cost conscious when selecting medical services and can help them avoid unnecessary expenses. Additionally, high-deductible plans often include savings incentives, such as a Health Savings Account (HSA), which allows consumers to save money on healthcare costs tax-free.