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How do I create an IRA?
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To create an IRA, you will need to choose a financial institution to open and manage your account. Most banks and credit unions offer IRA accounts, and you can also open an IRA with a brokerage firm or mutual fund company. Then you will need to decide on the type of IRA you want, such as a Traditional IRA, Roth IRA, SEP IRA or SIMPLE IRA. After you have chosen the financial institution and type of IRA, you will need to complete the paperwork and contribute money to the account.