<prompt> Fana ka mehato e meraro ho rarolla bothata bo itseng.Mokhoa oa ho etsa moralo oa tšebeliso ea chelete  <response>: Instruction in English: Provide three steps to solve a particular problem. . Response in English: 1. Determine Income and Expenses: Start by calculating how much money you have coming in and going out each month. Include all sources of income, such as salary, bonuses, and side hustles. Track all of your expenses, including bills, groceries, insurance payments, and entertainment.2. Categorize and Set Limits: Divide your expenses into categories that make sense for your lifestyle, such as housing, food, and transportation. Assign a monthly spending limit for each category so that you know how much you can allocate to each one.3. Make Adjustments and Stick to the Plan: If your expenses exceed your income, find areas where you can cut back. Prioritize necessary expenses first, and look for ways to save on non-essential items. Review your budget each month to make sure youre staying on track, and make adjustments as needed to ensure that youre not overspending. Stick to your budget in order to stay financially stable and reach your long-term financial goals. . Response in Sesotho: 1. Etsa qeto ea Lekeno le Litšenyehelo: Qala ka ho bala hore na u na le chelete e kae ea ho kena le ho tsoa khoeli le khoeli. Kenyelletsa mehloli eohle ea chelete, joalo ka moputso, libonase, le mathata a ka thoko. Latela ditshenyehelo tsa hao kaofela, ho akarelletsa le dikoloto, korosari, ditefello tsa inshorense le boithabiso. 2. Beha Meeli le ho Beha Meeli: Arola litšenyehelo tsa hao ka lihlopha tse utloahalang bakeng sa mokhoa oa hao oa bophelo, tse kang bolulo, lijo le lipalangoang. Beha moeli oa tšebeliso ea khoeli le khoeli bakeng sa sehlopha ka seng e le hore u tsebe hore na u ka fana ka bokae ho se seng le se seng. 3. Etsa Liphetoho me U Khomarele Morero: Haeba litšenyehelo tsa hao li feta moputso oa hao, batla libaka tseo u ka fokotsang ho tsona. Bea pele litšenyehelo tse hlokahalang pele, me u batle litsela tsa ho boloka lintho tseo e seng tsa bohlokoa. Hlahloba tekanyetso ea hau ea khoeli le khoeli ho etsa bonnete ba hore u lula u tsitsitse, me u etse liphetoho tse hlokahalang ho netefatsa hore ha u sebelise chelete e ngata ho feta tekano. Khomarela tekanyetso ea hau e le hore u lule u tsitsitse licheleteng le ho fihlela lipheo tsa hau tsa nako e telele tsa lichelete. 