<prompt> Hlalosa mohopolo oa tšebeliso ea cheletenan  <response>: Instruction in English: Explain the concept of money laundering . Response in English: Money laundering is the illegal process of making large amounts of money generated by criminal activities appear to have come from legitimate sources. Criminals engage in money laundering to hide the true origins of their funds and to avoid prosecution, seizure of the money, and taxation.The money laundering process usually involves three steps: placement, layering and integration. 1. Placement: At this stage, the funds obtained through illegal activities are introduced into the financial system. This is often accomplished through methods like breaking the money into smaller sums and depositing it into bank accounts, buying assets or business which are mostly cash-based or investing the money in foreign businesses.2. Layering: After the funds have entered the financial system, they are moved around to create confusion and distance the funds from their illegal source. This can be done through multiple wire transfers or converting it into monetary instruments like cheques and moving them through different countries and different bank accounts.3. Integration: The final stage of money laundering is to bring the now-cleaned money back into circulation in the economy, through investments or purchases, as legitimate funds. The process is completed successfully, and the criminal proceeds appear to be legally earned income.With anti-money laundering laws in place around the world, financial institutions are required to monitor their customers transactions and report any suspicious activities to the authorities, in an effort to prevent money laundering. . Response in Sesotho: Ho qhekella ha chelete ke mokhoa o seng molaong oa ho etsa hore chelete e ngata e hlahisoang ke liketso tsa botlokotsebe e bonahale e tsoa mehloling e molaong. Linokoane li sebelisa chelete hampe e le hore li pate tšimoloho ea nete ea lichelete tsa tsona le ho qoba ho qosoa, ho amohuoa chelete le ho lefisa lekhetho. Tsebetso ea ho lahla chelete hangata e kenyelletsa mehato e meraro: ho beha, ho beha le ho kopanya. 1. Ho beoa: Nakong ena, lichelete tse fumanoang ka mesebetsi e seng molaong li kenngoa tsamaisong ea lichelete. Hangata sena se finyelloa ka mekhoa e kang ho arola chelete licheleteng tse nyenyane le ho e kenya liakhaonteng tsa banka, ho reka thepa kapa khoebo eo hangata e itšetlehileng ka chelete kapa ho tsetela chelete likhoebong tsa linaha tse ling. 2. Ho hlophisa: Ka mora hore lichelete li kene ka hara tsamaiso ea lichelete, li tsamaisoa ho pota-pota ho baka pherekano le hole le chelete ho tloha mohloling o seng molaong. Sena se ka etsoa ka li-transfers tse ngata kapa ho li fetola lisebelisoa tsa lichelete joaloka licheke le ho li tsamaisa linaheng tse fapaneng le li-account tse fapaneng tsa banka. 3. Kopanyo: Mokhahlelo oa ho qetela oa tšebeliso e mpe ea chelete ke ho khutlisetsa chelete e seng e hloekisitsoe moruong, ka matsete kapa ka theko, e le lichelete tse molaong. Tsebetso e phethoa ka katleho, me chelete ea botlokotsebe e bonahala e le chelete e fumanoeng ka molao. Kaha ho na le melao e thibelang tšebeliso e mpe ea chelete lefatšeng ka bophara, mekhatlo ea lichelete e lokela ho beha leihlo litšebelisano tsa bareki ba tsona le ho tlaleha liketso leha e le life tse belaetsang ho ba boholong, ka boiteko ba ho thibela tšebeliso e mpe ea chelete. 