<prompt> Arola lintlha ka mekhahlelo e 5 e khethiloeng ke folakha e khubeluLethathamo lena la boitsebiso le na le lintlha tse mabapi le likopo tse 100 tsa likalimo tsa baithuti. Bakeng sa kopo ka ngoe, ho na le mefuta e 4: lilemo, lintlha tsa FICO, chelete ea khoeli le khoeli le chelete ea mokoloto.  <response>: Instruction in English: Section off the data into 5 categories identified by a red flag . Response in English: Here is one possible method of categorizing the data into 5 categories based on red flags:1. Age: One possible red flag could be age. Applications from borrowers who are either very young or very old could be marked as a red flag because their age may impact their ability to repay the loan.2. FICO score: Another possible red flag is a low FICO score. A low FICO score indicates a higher risk of default and thus these applications would be marked as a red flag.3. Monthly income: Yet another possible red flag is low monthly income. Borrowers with a low monthly income may have difficulty repaying their loans and thus their applications would be marked as a red flag.4. Loan amount: A high loan amount could also be a red flag. Larger loans entail greater risk for the lender, especially if the borrower has a low FICO score, low monthly income, or is very young or old.5. Other factors: Finally, there may be other factors which may indicate increased risk for the lender, such as outstanding debts, a history of missed payments, or employment status. Applications with these factors would also be marked as a red flag. . Response in Sesotho: Mona ke mokhoa o mong o ka khonehang oa ho arola lintlha ka mekhahlelo e 5 ho latela lifolakha tse khubelu: 1. Lilemo: Folakha e le ngoe e khubelu e ka ba lilemo. Likōpo tse tsoang ho ba alimang ba banyenyane haholo kapa ba baholo haholo li ka tšoauoa e le folakha e khubelu hobane lilemo tsa bona li ka ama bokhoni ba bona ba ho lefa sekoloto. 2. Lintlha tsa FICO: E ngoe e ka khonehang folakha e khubelu ke lintlha tse tlaase tsa FICO. Palo e tlase ea FICO e bontsa kotsi e kholo ea ho se sebetse, ka hona litsebetso tsena li tla tšoauoa joalo ka folakha e khubelu. 3. Chelete ea khoeli le khoeli: Leha ho le joalo letšoao le leng le lefubelu ke chelete e tlaase ea khoeli le khoeli. Batho ba alimang chelete e tlaase khoeli le khoeli ba ka ba le bothata ba ho lefa mekoloto ea bona, kahoo likopo tsa bona li tla tšoauoa e le letšoao le lefubelu. 4. Chelete ea kalimo: Chelete e phahameng ea kalimo le eona e ka ba letšoao le lefubelu. Likoloto tse kholoanyane li kenyelletsa kotsi e kholo ho mofani oa chelete, haholo-holo haeba motho ea alimang a e-na le lintlha tse tlaase tsa FICO, chelete e tlaase ea khoeli le khoeli, kapa a le monyenyane haholo kapa a tsofetse. 5. Mabaka a mang: Qetellong, ho ka na ha e-ba le lintlha tse ling tse ka nang tsa bontša kotsi e eketsehileng bakeng sa motho ea alimang chelete, tse kang likoloto tse saletseng morao, histori ea ho se lefelloe, kapa boemo ba mosebetsi. Likopo tse nang le lintlha tsena le tsona li tla tšoauoa joalo ka folakha e khubelu. 