<prompt> Kamano ke efe lipakeng tsa mohiri le ea inshoriloeng?nan  <response>: Instruction in English: What is the relationship between an insurer and an insured? . Response in English: An insurer and an insured have a contractual relationship defined by an insurance policy. In this relationship, the insurer is the insurance company that provides financial protection against specified risks, while the insured is the person or entity that purchases the insurance policy to protect against those risks. The insured pays a premium to the insurer in exchange for the promise of coverage, and in the event of a loss, the insurer is obligated to provide the agreed-upon financial compensation to the insured. Essentially, the insurer agrees to bear the risk of loss in exchange for the premium paid by the insured. . Response in Sesotho: Motho ea inshorense le motho ea nang le inshorense ba na le kamano ea konteraka e hlalosoang ke leano la inshorense. Kamanong ena, inshorense ke khamphani ea inshorense e fanang ka tšireletso ea lichelete khahlanong le likotsi tse boletsoeng, athe ea inshoriloeng e le motho kapa mokhatlo o rekang pholisi ea inshorense ho itšireletsa khahlanong le likotsi tseo. Motho ea inshoriloeng o lefa premium ho mofani oa inshorense e le phapanyetsano bakeng sa tšepiso ea tšireletso, me ha ho etsahala tahlehelo, mohiri o tlamehile ho fana ka matšeliso a lichelete ao ho lumellanoeng ka ona ho motho ea inshorense. Ha e le hantle, inshorense e lumela ho jara kotsi ea tahlehelo e le phapanyetsano bakeng sa tefo e lefuoang ke inshorense. 