<prompt> Bolela molemo o le mong oa ho theha moralo oa 401 k.nan  <response>: Instruction in English: Name one benefit of setting up a 401 k plan. . Response in English: One major benefit of setting up a 401 k plan is that it allows you to save for retirement by contributing pre-tax earnings, effectively reducing your taxable income and therefore, the amount of taxes you pay each year. Additionally, many employers offer matching contributions, which can increase your savings and provide a significant boost to your retirement funds. . Response in Sesotho: Molemo o mong o moholo oa ho theha moralo oa 401 k ke hore o u lumella ho boloka chelete bakeng sa ho tlohela mosebetsi ka ho kenya letsoho meputsong ea pele ho lekhetho, ka katleho ho fokotsa chelete ea hau ea lekhetho me ka hona, chelete ea lekhetho eo u e lefang selemo le selemo. Ho feta moo, bahiri ba bangata ba fana ka menehelo e tsoanang, e ka eketsang chelete eo u e bolokileng le ho fana ka matlafatso e kholo licheleteng tsa hau tsa penshene. 