<prompt> Bolela bokhopo bo le bong ba ho sebelisa karete ea mokoloto.nan  <response>: Instruction in English: Name one disadvantage of using a credit card. . Response in English: One potential disadvantage of using a credit card is the potential for accruing debt. Credit cards allow users to borrow money to make purchases or obtain cash advances, which must be paid back with interest. If the balance is not paid off in full each month, interest charges can add up quickly, and it can take a long time to pay off the card completely. This can result in a cycle of debt that can be difficult to break. Additionally, missed or late payments can negatively impact ones credit score. . Response in Sesotho: Bothata bo bong bo ka bang teng ba ho sebelisa karete ea ho reka ka mokitlane ke monyetla oa ho eketsa sekoloto. Likarete tsa ho reka ka mokitlane li lumella basebelisi ho alima chelete e le hore ba reke kapa ba fumane chelete ea pele, e lokelang ho lefuoa le tsoala. Haeba chelete e setseng e sa lefelloe ka botlalo khoeli le khoeli, litefiso tsa tsoala li ka eketseha ka potlako, me ho ka nka nako e telele ho lefa karete ka ho feletseng. Sena se ka fella ka potoloho ea likoloto tse ka bang thata ho li khaola. Ho feta moo, litefo tse fetisitsoeng kapa tsa morao-rao li ka ama lintlha tsa mokitlane hampe. 