<prompt> Theha mohopolo oa sesebelisoa sa mohala o ka thusang basebelisi ho laola lichelete tsa bona hantle.nan  <response>: Instruction in English: Develop a concept for a mobile application that can help users better manage their finances. . Response in English: Introducing FinSmart: a personal finance management app that helps users to take control of their finances by tracking their expenses, setting up budgets, saving towards their goals and making smart financial decisions.Key Features:1. Expense Tracking- The app allows users to keep track of their daily expenses by categorizing and recording them. The users can take a picture of their receipts, and the app will automatically record the transaction using OCR technology.2. Budget Planner- FinSmart helps users to create a personalized budget plan by analyzing their spending habits. The app will suggest areas where they can cut back on their spending and send notifications when they are close to exceeding their budget.3. Goal Setting- The app allows users to set up short-term and long-term savings goals. It shows the progress of each goal and provides tips on how to save more effectively to reach their targets.4. Automated Savings- FinSmart can automatically transfer a set amount of money from the users checking account to their savings account each month.5. Investment Suggestions- The app provides personalized investment suggestions based on the users risk appetite, financial goals, and savings. It also provides them with educational resources to help them make informed investment decisions.6. Bill Reminders- The app sends reminders about upcoming bills and payments, so users never miss a payment and avoid late fees.7. Credit Score Monitoring- FinSmart helps users to monitor their credit score and provides them with tips to improve their credit rating.The intuitive and user-friendly interface of FinSmart makes managing finances easy and stress-free. With personalized tips and financial education, users can build healthy financial habits, reach their financial goals and secure their financial future. . Response in Sesotho: Ho hlahisa FinSmart: sesebelisoa sa taolo ea lichelete se thusang basebelisi ho laola lichelete tsa bona ka ho sala morao litšenyehelo tsa bona, ho etsa moralo oa lichelete, ho boloka lipakane tsa bona le ho etsa liqeto tse bohlale tsa lichelete. Lintlha tsa Bohlokoa: 1. Tsebetso ea Litšenyehelo- Sesebelisoa se lumella basebelisi ho boloka tlaleho ea litšenyehelo tsa bona tsa letsatsi le letsatsi ka ho li arola le ho li rekota. Basebelisi ba ka nka setšoantšo sa lirisiti tsa bona, me sesebelisoa se tla rekota transaction ka bo eona se sebelisa theknoloji ea OCR. 2. Budget Planner- FinSmart e thusa basebelisi ho iketsetsa moralo oa tekanyetso ka ho sekaseka mekhoa ea bona ea ho sebelisa chelete. Sesebelisoa se tla fana ka maikutlo a libaka tseo ba ka fokotsang tšebeliso ea bona ea chelete le ho romella litsebiso ha ba le haufi le ho feta tekanyetso ea bona. 3. Ho ipehela lipakane- Sesebelisoa se lumella basebelisi ho theha lipakane tsa nako e khutšoanyane le tsa nako e telele tsa polokelo. E bontša tsoelo-pele ea sepheo se seng le se seng me e fana ka malebela a mokhoa oa ho boloka ka katleho ho fihlela sepheo sa bona. 4. Automated Savings- FinSmart e ka fetisetsa ka bo eona chelete e behiloeng ho tsoa akhaonteng ea ho hlahloba ea mosebelisi ho ea polokelong ea bona khoeli le khoeli. 5. Litlhahiso tsa Matsete- Sesebelisoa se fana ka litlhahiso tsa matsete a motho ka mong ho ipapisitse le takatso ea kotsi ea mosebelisi, lipakane tsa lichelete, le ho boloka. E boetse e ba fa lisebelisoa tsa thuto ho ba thusa ho etsa liqeto tsa matsete ba nang le tsebo. 6. Likhopotso tsa Bili- Sesebelisoa se romela likhopotso mabapi le likoloto le litefo tse tlang, kahoo basebelisi le ka mohla ba se ke ba fetoa ke tefo mme ba qoba litefiso tsa morao-rao. 7. Credit Score Monitoring- FinSmart e thusa basebelisi ho beha leihlo lintlha tsa bona tsa mekitlane le ho ba fa malebela a ho ntlafatsa lintlha tsa bona tsa mekitlane. Sehokelo se hlakileng le se bonolo sa basebelisi sa FinSmart se etsa hore taolo ea lichelete e be bonolo ebile e se na khatello ea maikutlo. Ka malebela a ikhethileng le thuto ea lichelete, basebelisi ba ka theha mekhoa e metle ea lichelete, ba fihlela lipheo tsa bona tsa lichelete le ho boloka bokamoso ba bona ba lichelete. 