<prompt> Etsa qeto ea khetho e ntle ka ho fetisisa ea ho tsetela.Ke na le 20,000 me ke batla ho tsetela metšoasong.  <response>: Instruction in English: Determine the best option for investment. . Response in English: Based on the information youve provided, investing in a well-diversified, low-cost index fund or exchange-traded fund ETF may be a good option. These types of investments provide exposure to a broad range of stocks and are generally considered less risky than picking individual stocks.Its important to note that all investments carry some inherent risk, so its a good idea to carefully consider your investment goals and risk tolerance before making a decision. It may be helpful to consult with a financial advisor to determine the best investment strategy for your needs. . Response in Sesotho: Ho ipapisitse le tlhahisoleseling eo u faneng ka eona, ho tsetela ho letlole la index la mefuta-futa, le theko e tlase kapa letlole la phapanyetsano ea khoebo ETF e ka ba khetho e ntle. Mefuta ena ea matsete e fana ka monyetla oa ho pepesehela metšoasong e mengata e fapaneng me hangata e nkuoa e le kotsi ho feta ho khetha li-stock. Ke habohlokoa ho hlokomela hore matsete ohle a na le kotsi e itseng, kahoo ke khopolo e ntle ho nahana ka hloko lipakane tsa hau tsa matsete le mamello ea kotsi pele u etsa qeto. Ho ka ba molemo ho buisana le moeletsi oa lichelete ho fumana leano le molemohali la ho tsetela litlhoko tsa hau. 