<prompt> Bapisa mathata a likoloto tsa baithuti US le Canada.nan  <response>: Instruction in English: Compare student debt crisis in the US and Canada. . Response in English: The student debt crisis is a significant issue that affects both the United States and Canada. In both countries, the cost of tuition has been steadily rising, and more students are taking out loans to pay for their education. However, there are some differences between the two countries when it comes to the extent and management of student debt. In the United States, student debt has reached a staggering 1.56 trillion, with over 44 million Americans having student loan debt of about 32,731 on average. This figure is much more than the total credit card and auto loans debt in the country. The rising costs of education and stagnated wage growth have led to defaults and delinquencies, causing significant strain on the economy.On the other hand, Canada has a significantly lower student debt rate, but this still leaves many graduates struggling to repay their loans. The average debt for Canadian students is about 22,084. This is largely because tuition fees in Canada are comparatively lower than those in the US, and the Canadian government has put in place several programs to help students repay their loans.One significant difference between the two countries is the way student loans are managed. In the United States, student loans are mostly handled by private lenders, with fewer options for loan forgiveness or income-based repayment. In contrast, the Canadian government handles most student loans, offering more flexible repayment options and some loan forgiveness programs for those who work in certain professions or underserved areas.In conclusion, while the student debt crisis affects both the United States and Canada, the extent of the problem is much more significant in the US. Despite this, both countries should continue to take steps to address the issue and ease the financial burden on their students. . Response in Sesotho: Mathata a likoloto tsa baithuti ke taba e kholo e amang United States le Canada. Linaheng tseo ka bobeli, litšenyehelo tsa thuto li ntse li nyoloha butle-butle, me liithuti tse eketsehileng li nka likalimo e le hore li lefelle thuto ea tsona. Leha ho le joalo, ho na le liphapang pakeng tsa linaha tse peli ha ho tluoa tabeng ea tekanyo le tsamaiso ea likoloto tsa liithuti. United States, sekoloto sa baithuti se fihlile ho 1.56 trillion e makatsang, mme Maamerika a fetang limilione tse 44 a na le mokoloto oa kalimo ea baithuti o ka bang 32,731 ka karolelano. Palo ena e feta palo eohle ea likarete tsa mokoloto le likalimo tsa likoloi naheng. Litšenyehelo tse ntseng li phahama tsa thuto le kholo e tsielehileng ea meputso li lebisitse ho se lefelleng chelete le botlokotsebe, e leng se bakileng khatello e kholo moruong. Ka lehlakoreng le leng, Canada e na le sekhahla se tlase haholo sa mekoloto ea baithuti, empa sena se ntse se siea baithuti ba bangata ba sokola ho lefa mekoloto ea bona. Mokoloto o tloaelehileng oa baithuti ba Canada o ka ba 22,084. Sena se bakoa haholo ke hore litefiso tsa thuto Canada li tlase haholo ha li bapisoa le tsa US, me mmuso oa Canada o kentse mananeo a mangata ho thusa baithuti ho lefa mekoloto ea bona. Phapang e ngoe e kholo lipakeng tsa linaha tsena tse peli ke tsela eo likalimo tsa baithuti li laoloang ka eona. United States, likalimo tsa baithuti hangata li sebetsoa ke baalimi ba poraefete, me ho na le likhetho tse fokolang bakeng sa tšoarelo ea likalimo kapa ho lefa ho latela chelete. Ka lehlakoreng le leng, mmuso oa Canada o sebetsana le likalimo tse ngata tsa baithuti, o fana ka likhetho tse feto-fetohang tsa ho lefa le mananeo a mang a tšoarelo ea likalimo bakeng sa ba sebetsang mesebetsing e itseng kapa libakeng tse sa fumaneheng. Qetellong, le hoja mathata a likoloto a liithuti a ama United States le Canada, bothata ba bothata bo bohlokoa haholo ho US. Ho sa tsotellehe sena, linaha ka bobeli li lokela ho tsoela pele ho nka mehato ea ho rarolla bothata bona le ho bebofatsa moroalo oa lichelete ho liithuti tsa bona. 