<prompt> Hlalosa litlolo tsa molao tse 5 tse atileng haholo tsa licheletenan  <response>: Instruction in English: Describe the 5 most common financial crimes . Response in English: 1. Fraud: Fraud is the most common financial crime in which an individual or an organization intentionally deceives or misleads another party to gain financial or personal benefits. This includes crimes such as credit card fraud, mail fraud, identity theft, Ponzi schemes and more.2. Embezzlement: Embezzlement involves the theft of funds entrusted to an individual or an organization by someone who has access to them. This type of financial crime is prevalent among employees of companies, who may steal money from their employers accounts for personal gain.3. Money laundering: Money laundering is the process by which individuals or organizations conceal the true origins of illegally obtained funds by transferring them through a complex web of transactions, making it difficult for authorities to trace the money back to its criminal source.4. Tax evasion: Tax evasion is the act of deliberately and unlawfully avoiding paying taxes, usually by hiding income, inflating deductions or failing to report all taxable income. This is considered a serious crime, as it deprives the government of necessary revenue for public services.5. Insider trading: Insider trading refers to the practice of using non-public or confidential information to make informed decisions about buying or selling financial securities. This type of financial crime is illegal because it gives the individual an unfair advantage over others in the market and undermines the principles of fair competition. . Response in Sesotho: 1. Bomenemene: Bomenemene ke tlōlo ea molao e atileng ka ho fetisisa ea lichelete moo motho kapa mokhatlo ka boomo o thetsang kapa o khelosang motho e mong hore a fumane melemo ea lichelete kapa ea botho. Sena se kenyeletsa litlolo tsa molao tse kang bomenemene ba likarete tsa mokoloto, bomenemene ka mangolo, bosholu ba boitsebiso, maano a Ponzi le tse ling. 2. Ho qhekella: Ho qhekella ho kenyelletsa bosholu ba lichelete tse tšepetsoeng motho kapa mokhatlo ke motho ea nang le monyetla oa ho li fumana. Mofuta ona oa tlōlo ea molao ea lichelete o atile hara basebetsi ba likhamphani, ba ka nang ba utsoa chelete litlalehong tsa mohiri oa bona bakeng sa ho ithuisa. 3. Tšebeliso ea chelete ka mokhoa o fosahetseng: Tšebeliso ea chelete ka mokhoa o fosahetseng ke mokhoa oo ka oona batho kapa mekhatlo e patang tšimoloho ea nete ea lichelete tse fumanoeng ka mokhoa o seng molaong ka ho li fetisetsa ka marang-rang a rarahaneng a litšebelisano, e leng ho etsang hore ho be thata ho ba boholong ho fumana chelete ho khutlela mohloling oa eona oa tlōlo ea molao. 4. Ho qoba ho lefa lekhetho: Ho qoba lekhetho ke ketso ea ho qoba ho lefa lekhetho ka boomo le ntle ho molao, hangata ka ho pata chelete, ho theola likhaello kapa ho hloleha ho tlaleha chelete eohle e lefisoang lekhetho. Sena se nkoa e le tlōlo ea molao e tebileng, kaha e amoha muso chelete e hlokahalang bakeng sa litšebeletso tsa sechaba. 5. Insider trading: Insider trading e bolela tloaelo ea ho sebelisa tlhahisoleseding eo e seng ea sechaba kapa ea lekunutu ho etsa liqeto tse nepahetseng mabapi le ho reka kapa ho rekisa matšeliso a lichelete. Mofuta ona oa tlolo ea molao oa lichelete ha o molaong hobane o fa motho monyetla o sa lokang ho feta ba bang marakeng mme o nyenyefatsa melao-motheo ea tlholisano e hlokang leeme. 