<prompt> Akaretsa sengoloa se mabapi le boemo ba hajoale ba ntlafatso indastering ea litšebeletso tsa lichelete.Indasteri ea litšebeletso tsa lichelete e bone kholo e tsitsitseng le boqapi lilemong tse leshome tse fetileng. Letoto lena la menyetla e mecha ea matsete le entse hore ho be le keketseho ea palo ea lichelete tsa khoebo le tsa poraefete tse tobane le lekala lena. Le hoja matsete ana a atisa ho etsoa ho qala, basebetsi ba tloaelehileng ba indasteri, ho tloha libanka ho ea ho li-insurers, le bona ba tsetela haholo lihlahisoa tse ncha tsa digital kapa ho nchafatsa tse seng li ntse li le teng. Ho tsepamisitsoe maikutlo haholo maqheka a ho arola bareki le maano a ho bapatsa ka dijithale, hammoho le maano a macha a taolo ea data le maqheka a ho etsa bareki.  <response>: Instruction in English: Summarize an article about the current state of innovation in the financial services industry. . Response in English: The financial services industry is experiencing growth and innovation with an increase in venture capital and private equity funds targeting the sector. Both startups and industry incumbents are investing in new digital products and revamping existing ones. The focus is on customer segmentation and digital marketing, as well as data governance and personalization tactics. . Response in Sesotho: Indasteri ea litšebeletso tsa lichelete e ba le kholo le boqapi ka keketseho ea lichelete tsa khoebo le lichelete tsa poraefete tse lebisitsoeng ho lekala. Ka bobeli ba qalang le ba sebetsang indastering ba tsetela lihlahisoa tse ncha tsa dijithale le ho nchafatsa tse seng li ntse li le teng. Ho tsepamisitsoe maikutlo holima karohano ea bareki le papatso ea dijithale, hammoho le taolo ea data le maqheka a ho iketsetsa motho. 