<prompt> Etsa tlhahiso ea lintlha tse tharo tsa ho etsa moralo oa tšebeliso ea chelete ea litšenyehelo tsa khoeli le khoeli.  <response>: Instruction in English: Suggest three tips for budgeting the monthly expenses. . Response in English: 1. Make a Budget Plan: Create a plan that includes all of your monthly expenses such as rent, utility bills, groceries, and any other regular expenses you have. This will give you a clear picture of where your money is going and help you to stay on track.2. Keep Track of Your Expenses: Record your daily spending, even the small purchases like coffee, snacks, or an impulsive online purchase. At the end of the month, categorize your spending to see where your money is going and where you can cut down on spending.3. Save before you spend: Set a savings goal for each month, and put that amount aside before you start spending on anything else. This will ensure that you are saving regularly and not overspending on unnecessary expenses. You can even automate the process by setting up a direct deposit from your paycheck into a savings account. . Response in Sesotho: 1. Etsa Leano la Tšebeliso ea Lichelete: Etsa moralo o akarelletsang litšenyehelo tsohle tsa khoeli le khoeli tse kang rente, likoloto tsa thepa, korosari le litšenyehelo leha e le life tse ling tse tloaelehileng tseo u nang le tsona. Sena se tla u fa setšoantšo se hlakileng sa moo chelete ea hau e eang teng le ho u thusa hore u lule u le tseleng. 2. Boloka Tlaleho ea Litšenyehelo Tsa Hao: Ngola chelete eo u e sebelisang letsatsi le leng le le leng, esita le lintho tse nyenyane tseo u li rekileng joaloka kofi, lijo tse bobebe kapa ho reka u sa lebella. Qetellong ea khoeli, arola tsela eo u sebelisang chelete ka eona ho bona hore na chelete ea hao e ea hokae le hore na u ka fokotsa ho e sebelisa hokae. 3. Boloka chelete pele u sebelisa chelete: Ipehele pakane ea ho boloka khoeli le khoeli, me u behelle chelete eo ka thōko pele u qala ho sebelisa ntho leha e le efe e ngoe. Sena se tla etsa bonnete ba hore o boloka kamehla le hore ha o sebelise chelete e ngata ho feta litšenyehelo tse sa hlokahaleng. U ka ba ua iketsetsa tsebetso ka ho theha depositi e tobileng ho tsoa ho moputso oa hau ho ea ho akhaonto ea polokelo. 