<prompt> Hlalosa mokhoa oa ho boloka lintlha tse ntle tsa mokitlanenan  <response>: Instruction in English: Describe the process of maintaining a good credit score . Response in English: Maintaining a good credit score is an important part of managing your personal finances. A good credit score can help you get approved for loans and credit cards with lower interest rates and better rewards. Here are some steps that you can follow to maintain a good credit score:1. Pay your bills on time: Late payments can have a negative impact on your credit score. Make sure you pay all your bills on time, including your credit card balances, loans, rent, and utilities.2. Keep your credit card balances low: High credit card balances can also lower your credit score. Its best to keep your credit utilization rate the percentage of your available credit that youre using below 30.3. Dont close old credit accounts: Keeping old credit accounts open, even if youre not using them, can help improve your credit score by increasing your available credit and lengthening your credit history.4. Limit new credit applications: When you apply for new credit, it can temporarily lower your credit score. Limit the number of new credit applications and only apply for credit when you really need it.5. Monitor your credit report: Regularly checking your credit report can help you stay on top of your credit score and catch any errors or suspicious activity. Youre entitled to one free credit report every 12 months from each of the three major credit bureaus Experian, Equifax, and TransUnion.By following these steps, you can help maintain a good credit score which will give you more financial options in the future. . Response in Sesotho: Ho boloka lintlha tse ntle tsa mokitlane ke karolo ea bohlokoa ea ho laola lichelete tsa hau. Lintlha tse ntle tsa mokitlane li ka u thusa hore u amoheloe bakeng sa likalimo le likarete tsa mokoloto tse nang le tsoala e tlase le meputso e betere. Mehato e meng eo u ka e latelang ke ena ho boloka lintlha tse ntle tsa mokoloto: 1. Lefa likoloto tsa hau ka nako: Litefo tsa morao-rao li ka ba le phello e mpe ho lintlha tsa hau tsa mokoloto. Etsa bonnete ba hore u lefa likoloto tsohle tsa hau ka nako, ho kenyelletsa le litekanyo tsa karete ea mokitlane, likalimo, rente le lisebelisoa. 2. Boloka litekanyo tsa karete ea hao ea ho reka ka mokitlane li le tlaase: Litekanyo tse phahameng tsa karete ea ho reka ka mokitlane le tsona li ka theola lintlha tsa hao tsa mokitlane. Ho molemo ho boloka sekhahla sa tšebeliso ea mokoloto liperesente tsa mokoloto oa hau o fumanehang oo u o sebelisang o le ka tlase ho 30. 3. Se koale liakhaonto tsa khale tsa mekitlane: Ho boloka liakhaonto tsa khale tsa mekitlane li butsoe, leha u sa li sebelise, ho ka thusa ho ntlafatsa lintlha tsa hau tsa mokoloto ka ho eketsa mokoloto oa hau o fumanehang le ho lelefatsa nalane ea hau ea mekitlane. 4. Fokotsa likopo tse ncha tsa mokitlane: Ha o etsa kopo ea mokitlane o mocha, e ka fokotsa lintlha tsa hau tsa mokitlane ka nakoana. Fokotsa palo ea likopo tse ncha tsa mekitlane me u kope sekoloto feela ha u hlile u se hloka. 5. Hlokomela tlaleho ea mokitlane oa hau: Ho lula u hlahloba tlaleho ea mokitlane oa hau ho ka u thusa hore u lule u le ka holimo ho lintlha tsa mokitlane oa hau le ho tšoara liphoso leha e le life kapa liketso tse belaetsang. U na le tokelo ea ho fumana tlaleho ea mahala ea mokitlane likhoeling tse ling le tse ling tse 12 ho tsoa ho e ngoe le e ngoe ea liofisi tse tharo tse kholo tsa mekitlane Experian, Equifax, le TransUnion. Ka ho latela mehato ena, o ka thusa ho boloka lintlha tse ntle tsa mokoloto tse tla u fa likhetho tse ngata tsa lichelete nakong e tlang. 