<prompt> Hlahisa leano la ho fihlela sepheo.Sepheo sa ka ke ho ba ntle le likoloto ka mora lilemo tse peli.  <response>: Instruction in English: Suggest a strategy for achieving a goal. . Response in English: To achieve your goal of becoming debt-free in two years, here is a possible strategy that you can follow:1. Make a list of all your debts: The first step towards becoming debt-free is to have a clear understanding of all your debts. Make a list of all your loans, credit card debts, and other financial obligations, along with their interest rates and minimum monthly payments.2. Create a budget and stick to it: Once you have a clear picture of your debts, make a budget that takes into account your income, expenses, and debt payments. Make sure your budget is realistic and try to stick to it as much as possible.3. Prioritize your debts: Its important to prioritize your debts based on their interest rates. Focus on paying off the debts with the highest interest rates first, as they can quickly add up and become unmanageable.4. Look for ways to increase your income: If you want to become debt-free within two years, its important to look for ways to increase your income. Consider getting a part-time job, freelancing, or selling items that you no longer need.5. Cut back on unnecessary expenses: Take a close look at your expenses and see if there are any areas where you can cut back. This could mean eating out less, cancelling subscription services, or carpooling to work.6. Make extra payments: Whenever possible, make extra payments towards your debts. This will help you pay off your debts faster and save money on interest.7. Seek professional help: If youre having trouble managing your debts, dont hesitate to seek professional help. A financial advisor or credit counselor can help you come up with a plan to become debt-free.Becoming debt-free in two years is an ambitious goal, but its definitely achievable if you stick to a plan and remain disciplined. Good luck! . Response in Sesotho: Ho fihlela sepheo sa hau sa ho se kolote ka mora lilemo tse peli, mona ke leano leo u ka le latelang: 1. Etsa lethathamo la melato ea hau kaofela: Mohato oa pele oa ho se be le likoloto ke ho ba le kutloisiso e hlakileng ea tsohle tsa hau. melato. Ngola lethathamo la likalimo tsohle tsa hao, likalimo tsa karete ea ho reka ka mokitlane, le lintho tse ling tseo u tlamehileng ho li etsa tsa lichelete, hammoho le phaello ea tsona ea tsoala le bonyane ba tefo ea khoeli le khoeli. 2. Etsa moralo oa tšebeliso ea chelete me u o khomarele: Hang ha u se u e-na le setšoantšo se hlakileng sa likoloto tsa hao, etsa moralo oa tšebeliso ea chelete o nahanelang moputso oa hao, litšenyehelo le ho lefa sekoloto. Etsa bonnete ba hore tekanyetso ea hau ea lichelete ke ea sebele me u leke ho e khomarela ka hohle kamoo u ka khonang. 3. Beha likoloto tsa hau pele: Ho bohlokoa ho beha likoloto tsa hau pele ho latela phaello ea tsona. Tsepamisa maikutlo tabeng ea ho lefa likoloto ka phaello e phahameng ka ho fetisisa pele, kaha li ka kopana ka potlako me tsa fetoha tse sa laoleheng. 4. Batla litsela tsa ho eketsa chelete e kenang: Haeba u batla ho se kolote nakong ea lilemo tse peli, ho bohlokoa ho batla litsela tsa ho eketsa chelete eo u e fumanang. Nahana ka ho fumana mosebetsi oa nakoana, mosebetsi oa boipheliso, kapa oa ho rekisa lintho tseo u seng u sa li hloke. 5. Fokotsa litšenyehelo tse sa hlokahaleng: Sheba ka hloko litšenyehelo tsa hao me u bone hore na ho na le libaka tseo u ka li fokotsang. Sena se ka bolela ho ja hanyenyane, ho hlakola litšebeletso tsa peeletso, kapa ho tsamaea ka koloi ho ea mosebetsing. 6. Etsa litefo tse eketsehileng: Ha ho khoneha, etsa litefello tse eketsehileng likolotong tsa hau. Sena se tla u thusa ho lefa melato ea hau kapele le ho boloka chelete ho tsoala. 7. Batla thuso ea litsebi: Haeba u na le bothata ba ho laola likoloto tsa hao, u se ke ua tsilatsila ho batla thuso ea litsebi. Moeletsi oa lichelete kapa moeletsi oa mekitlane a ka u thusa ho theha leano la ho se kolote. Ho hloka likoloto ka mora lilemo tse peli ke sepheo se seholo, empa ho ka khoneha haeba u khomarela moralo me u lula u e-na le boitšoaro. Mahlohonolo! 