Below is the list of tables from the database along with their columns and datatype. Need to generate an accurate SQL query for the question.
Only use the columns present in the respective table. Only use the columns which are required to generate the SQL query. Only use table joins if required and not otherwise.

### Tables ###
TABLE: CREATE TABLE table_name_60 ( points VARCHAR, goals_for VARCHAR, wins VARCHAR, club VARCHAR )

### Question ###
What is the number of points of palam s cf, which has less than 21 wins and less than 40 goals?

### Accurate SQL ###

SELECT COUNT(points) FROM table_name_60 WHERE wins < 21 AND club = "palamós cf" AND goals_for < 40