Below is the list of tables from the database along with their columns and datatype. Need to generate an accurate SQL query for the question.
Only use the columns present in the respective table. Only use the columns which are required to generate the SQL query. Only use table joins if required and not otherwise.

### Tables ###
TABLE: CREATE TABLE checking ( custid number, balance number )
TABLE: CREATE TABLE accounts ( custid number, name text )
TABLE: CREATE TABLE savings ( custid number, balance number )

### Question ###
Find the number of accounts with a savings balance that is higher than the average savings balance.

### Accurate SQL ###

SELECT COUNT(*) FROM savings WHERE balance > (SELECT AVG(balance) FROM savings)