Below is the list of tables from the database along with their columns and datatype. Need to generate an accurate SQL query for the question.
Only use the columns present in the respective table. Only use the columns which are required to generate the SQL query. Only use table joins if required and not otherwise.

### Tables ###
TABLE: CREATE TABLE table_name_64 ( rider VARCHAR, grid VARCHAR, time VARCHAR, laps VARCHAR, bike VARCHAR )

### Question ###
What rider has laps less than 20, a ducati 1098 rs 08 as the bike, with accident as the time, and a grid less than 14?

### Accurate SQL ###

SELECT rider FROM table_name_64 WHERE laps < 20 AND bike = "ducati 1098 rs 08" AND time = "accident" AND grid < 14