Below is the list of tables from the database along with their columns and datatype. Need to generate an accurate SQL query for the question.
Only use the columns present in the respective table. Only use the columns which are required to generate the SQL query. Only use table joins if required and not otherwise.

### Tables ###
TABLE: CREATE TABLE checking (custid VARCHAR, balance VARCHAR)
TABLE: CREATE TABLE savings (custid VARCHAR, balance VARCHAR)
TABLE: CREATE TABLE accounts (name VARCHAR, custid VARCHAR)

### Question ###
Find the name of account that has the lowest total checking and saving balance.

### Accurate SQL ###

SELECT T1.name FROM accounts AS T1 JOIN checking AS T2 ON T1.custid = T2.custid JOIN savings AS T3 ON T1.custid = T3.custid ORDER BY T2.balance + T3.balance LIMIT 1