Below is the list of tables from the database along with their columns and datatype. Need to generate an accurate SQL query for the question.
Only use the columns present in the respective table. Only use the columns which are required to generate the SQL query. Only use table joins if required and not otherwise.

### Tables ###
TABLE: CREATE TABLE table_name_81 ( top_10 INTEGER, cuts_made VARCHAR, top_25 VARCHAR )

### Question ###
What is the highest top-10 a tournament with 16 cuts and less than 13 top-25 has?

### Accurate SQL ###

SELECT MAX(top_10) FROM table_name_81 WHERE cuts_made = 16 AND top_25 < 13