Ms. Orman gets me started in thinking about my money. I rated myself as good in money management skills, i.e. satisfied with what I did with my money and how I kept myself debt-free, and still can learn from what she has to offer.So many times I overlooked the emotional factor in dealing with money. Ms. Orman candidly explained the reality how money and emotion are deeply connected and how it can affect our preception towards money and other people.Ms. Orman also includes some basic tips in investments, home buying, retirement and a bit on the tax side. This book gives me a jump start that I need to start thinking and managing my money better and encouragement to start doing my own research.Since this book is very basic, I would highly recommend this for those who has no clue of what to do with their money. It is easy to read without many confusing jargons.