Robert allen's book inspired me and all, at least until I started doing a little homework and a background check. It seems Mr. Allen has filed for bankruptcy twice and a member of his Atlanta real estate club was sent to jail for trying his nothing down techniques. Although some of his chapters are good, such as covered calls and mutual funds/stocks, it is nothing you can't get from 15 minutes on the internet. He also keeps shamelessly plugging away for his website, coopers covered calls, and his conferences/phone calls, etc... It is bogus, go read one up on wall street or buffettology to really make some money