Let me start by saying this book is a wonderfully practical and easy read beneficial to those of any age (I finished it in about an hour and a half), but if you are in your twenties and haven't begun to think seriously about your money or your future, this book is a must read! In that stage myself, I found David Bach's information extremely helpful and inspirational. We are not too young to start thinking about our retirement (especially if we want to retire early). But besides that, Bach offers information on setting up a personal emergency fund and on buying your first home. If you are like me and wish that you had a personal coach to guide through this part of your life, buy David Bach's book - it is your one on one coaching manual!