This book is just a rewrite of Mr. Bach's other Finish Rich books. The book presents methods someone could use to save for a comfortable retirement. All the ideas discussed are common sense items which can be found in many other places. The ideas themselves, without the cheerleading style, could be discussed in a book half it's size.If you need the cheerleading touchy-feely style to get you to consider the methods in the book, then you might consider buying ONE of Mr. Bach's books, the one that most applies to you. There is no need to waste money on the rest of his books... you'd just be reading about the same ideas all over again.