I was hopingn to read about risk management and insurance for my personal studies after passing the Actuary Exam P. This is the type of book that students dread in the university. WAY to much trivial information, little analysis, overly simplified perspectives, and again, way too much information. The kind of details that won't do you any good on the job until you relearn them through the way that any individual corporation works with them. The kind of book a student must pointlessly memorize before forgetting it after the test. It is the worst example of a TEXTBOOK.