The second book I have found by this author, who gives little truth and much fluff. Sad she is an attorney, let alone an author, this woman is clearly a trust mill selling trusts. I should have known by the "author's" other book that this would be a terrible waste of time. Save your money; get your information for the state bar or a practicing attorney; not a trust mill selling seniors a bad bill of goods. Her readers and clients are ill served by her work. She is not even certified by the State Bar as a specialist!