Annie and her best friend Jane just graduated from college and leaving to open their own coffee and art business. The day before they leave there's a bank robbery and the money ended up in Annie's car unknown to everyone. Except Annie... Should she keep it or give it back.. Soon without the help of the money Annie makes a success of her business and becomes a millionaire in her own right. But her deep dark secret burdens her everyday life. There's an insurance investigator that is convinced Annie is guilty and dogs her for many years. Read this book to find out what she does. If you like Ms. Michaels book, then I suggest reading: The Guest List (see my review) and Finders keepers (see my review)