You must state in your Trust what you want to have happen.(FAMILY TRUST). My original Trust gave broad powers to my trustee. But, I found out from Family Trust by Franke Croke and then from my attorneys that state law requires that 50% of my Trust must be invested in Bonds. I did not want bonds because I know they will reduce the value of my Trust. I also discovered that if my wife became ill and wanted our daughter to visit her, travel expenses would not be paid from the Trust unless I authorized it. Needless to say, I revised my Trust, thanks to this book. My trustee is instructed to put my assets in growth stocks, mutual funds and index funds and is instructed to pay the travel expenses of my children and grandchildren to visit my wife. I've now got a Trust document that will be a real help to my family thanks to Frank Croke and his book Family Trust. Sincerley, Robert Schilling