The book is excellent, providing charts and graphs to back up almost every statement. Excellent statement of the problem, and even what to do globally to fix. However, I wanted personal strategies I could apply to protect myself against loss, which are not covered in this book.You need to like numbers and charts to appreciate this book. It's a little slow in the middle, but if you just plow through it, by the end you have a very rewarding understanding of the problem.