I picked this up along with several other Whitman coin folders. This is the worst of them all, I had to re-order as the holes were too small, the replacement was actually worst than the original, it had tears on it as if someone already tried inserting coins in the holes and failed! It was impossible to insert the Pennies with your fingers, you would need another tool to insert the coin.Overall, I think Whitman failed with this folder 1959-1998. I got other Lincoln cents folders from different year sets and the pennies fit just fine. I suggest skip this year set because Whitman has 2 other folders that work great.