IF I HAD KNOWN HOW EASY IT WAS TO BECOME WEALTHIER I WOULD NOT HAVE HAD TO MAKE SO MANY WELL-INTENTIONED BUT ROOKIE MISTAKES OVER THE YEARS.THIS BOOK IS PACKED WITH USEFUL ADVICE ON SO MANY PERSONAL FINANCE TOPICS THAT IT PAYS FOR ITSELF IN THE FIRST SOLUTION ALONE. THERE I LEARNED HOW TO "JUMPSTART MY FINANCES" AND IT WAS SO PAINLESS AND REWARDING THAT I JUST HAD TO TRY MORE.ONE REASON THAT THIS BOOK IS SO UNIQUE AND HELPFUL I WOULD SAY IS BECAUSE NANCY LLOYD IS A FORMER FEDERAL RESERVE BOARD ECONOMIST SO SHE DOESN'T JUST GIVE ADVICE IN ORDER TO SELL FINANCIAL SERVICES. SHE DOESN'T SELL PRODUCTS OR SERVICES. INSTEAD SHE READS, INTERPRETS AND EXPLAINS WHAT'S GOING ON IN THE ECONOMY SO THAT MY TEENAGERS CAN EVEN UNDERSTAND IT AND TAKE APPROPRIATE INVESTMENT STEPS.GREAT IDEAS. GREAT BOOK. WELL WORTH THE SHORT TIME IT TAKES TO READ AND IMPLEMENT HER OUTSTANDING ADVICE.