Most of the stuff Mr. Lesko talks about is available. You can get grants for your home, you can get loans for business, you can get different loans for school. The problem with this book is Mr. Lesko makes it sound like it's top secret stuff and the money is just sent to you in the mail. His marketing gimmicks are highly questionable. The book does have real goverment programs listed. You can find any of this information by checking out the Small Business Admin. web site. All he has done is taken little & well known programs (like HUD,SBA,etc..) and compiled them into one book. If your curious about the money he's talking about, check the book out from the library and look the stuff up online or call your neighborhood small business association or the goverments Housing and Urban Developement program. Save yourself 30+ dollars, Dont buy it.