It's unbelievable that a wallet could be both at the same time. In the "too big" case, its almost twice as big and just as fat as my old trifold with the same amount of stuff in it. In the "too small" case, I can barely fit my bills in it. Another annoyance is they put a mesh where my ID would go. What is the point in that? I have to pull it out anyway to show it because the ID cannot be read through the mesh.On the plus side the zipper does seem to hold up very well and that is the only reason why I haven't chucked this expensive wallet.UPDATE: It has been two years since I bought this thing and the zipper finally gave out. Bad wallet. Now I can buy another one.