Enjoyed the read and the analysis on Millionaires.The emphasis on being frugal, frugal & frugal couldn't have been put in better words. The author quotes statistics on several choices wealthy Americans make and the wisdom behind them- "Big hat No cattle" to "I'm my best charity" book is amusing and insightful. The key is working towards financial independence and making tough life style changes. Caveat: Its not a "how to" book