Evan Hendricks is one of the world's leading experts on privacy. In his new book he delves into the frightening world of credit reports, showing how your financial history is misreported and used against you. If you've ever wondered why your credit isn't as good as it should be, or what is happening behind the scenes in the world of credit this book is a must read. Hendricks has been editing Privacy Times since the early 80s. He writes well and he really knows his stuff!