In a World filled with technological advancement far beyond any I would ever have imagined, growing up in the 70's ,the simple task of managing financial success has been put aside by this Generation X..This book opens the minds of this Generation X to the reality of life, especially in the Black community, where the reality is that future finances are not at the top of the agenda. This Book provides simple layman termed information to help people focus on creating and building their portfolio's for financial success.The thing that really got my attention..being a baby boomer..was that rule of 72..If I had know then, what this book is telling me now, I sure would have been more selective about how I managed my credit.Thank you Denise for sharing your knowledge with us...