I'd rate it lower, but that's as low as I can go. After spending an entire afternoon trying to install and register the product, I gave up. I found it to be absolutely un-usable. After the initial install, it failed to register on-line. When I selected register by phone, the program gave an error about an installation failure. I went through the repair proceedure twice, and ended up with the same results each time. My only recourse now is to 'contact product support.' I don't have time for this. Each version of this product just seems to get buggier.