The simplicity and success of under-$100 lending turned Muhammad Yunus, founder of the Dhaka-based Grameen Bank, into a contemporary icon of hu-manitarian economics. He uses this autobiography, however, to step off the pedestal-not of his own construction-and tell his story in frank, conversational terms. "I never intended to become a moneylender. All I wanted to do was solve an immediate problem. Out of sheer frustration, I had questioned the most basic banking premise of collateral...." The question gave rise to Grameen Bank's conception of credit as a human right. Today, Grameen Bank is a multi-billion-dollar, multi-branched, international non-profit enterprise that has redefined the notion of development.