The product is ok. It is very similar to MS Money. It does not have a clean, or appealing interface like Money does. When I connected to my bank to update my accounts it required me to change my password. Then didn't allow me in my account with the new password. I then could not even access my account through a web browser. I found several other reviewers that had the same or similar issues. If you want to be able to update your accounts via web, I would buy MS Money 2006. I purchased Money 2006 and haven't had a single issue.