This book was a nice prelude to the 2008 disaster. It is unbelievable the complete disconnect between the financial institutions and their sense of responsibility to their clients.One of the clients they toyed with had 82 million invested with them. Exactly how much money to you need to have before someone on Wall Street actually values your patronage?!It was and still is a public sector without values and run on ego and competitive lust. Millions have suffered directly from these peoples' actions...people have loss their retirement, homes, jobs, everything. And some have even died early because of the stress. And why? So a few dozen self congratulating fools can buy $20 martinis confident in the knowledge that they will never come face to face with the people they hurt so grievously. I hope there is such a thing as Karma.