This is a great asset for devoted EverQuest players that for some reason can't deal with the hindrance of paying via Credit Cards. it's pretty much the same rate than if you'd pay monthly through a card, and best of all, those of us that are outside US, can sigh in tranquility with the game card, since you just don't have to worry about paying the service for 3 months (and believe me, sometimes it IS difficult to gather US$ in a foreign country.) That's the most versatile issue this card has, so if you love Multiplayer Online RPGs but are not sure to invest in one because of the payment of monthly service, after purchasing EverQuest and its expansions, along with this card, those worries go like the wind blows. =)