This book collects alot of financial info for the young person in an easy to read and practical volume. Of course, it's not the egotistical angry polemic that is Anya Kamenetz's book. However, in all truthfulness it offers real solutions to a young person's problems whereas Kamenetz's book seems to be nothing but policy wonk. The Wong book better serves the needs of the young whom are really struggling to pay off real debt; not afford an uptown manhattan crib on a writers salary!