This book is must read for those who want to be a millionaire. I am 21 years old in college. I know this is a book generally for people who are over 30. But seriously if you're looking to read books to expand your financial literacy and get a better understanding how millionaires become millionaires. This is it. In the beginning it gets really slow because of all the research data they did.. But in the middle of the book, i laughed out loud reading this because this book was saying true stuff and i learned some of the important things of what it takes to become a millionaire.. Not only it talks about money.. It talks about the discipline, desire and what it takes to become a millionaire.. I give it a 4.