I've worn this ring out maybe 10-20 times and have not had any problems with tarnishing or discolorations, even after many handwashings per day. It's quite shiny (both the CZ and the silver), my only knock is that the prongs holding the crystals down have such a large surface area compared to the stones, detracting from the sparkliness of the CZ. (I bought this to replace a channel-set eternity band which did not have that problem.)I was a little concerned that pointy end of the stones would poke my finger through the holes on the inside, but I can't feel them. I don't understand why there are holes at all.