While I find some of the checklists and suggestions useful, I found it difficult to use as an organizer. I would have liked pockets to hold receipts and appointment cards, a calendar and so on. I found it difficult to locate the pages where I could write in appointment information and if I squeezed in a new appointment, I had to put it on a later page since there are only 3 appts. per page. In the end, I tossed it aside and just moved back to my daytimer. Overall, I'm sorry I spent any money on it.