This book should have been titled "The Unofficial Guide to Personal Finance". Only Part IV, chapters 10 through 13, about 160 pages are devoted to online investing, and it's at a very elementary level. The rest of the book deals with bank accounts, credit cards, debt reduction, insurance, taxes, and other personal finance issues. If you want to learn about Online Investing, leave this book on the shelf and look for another book which has doesn't have all this non-Online Investing stuff. Leave this POS on the shelf.