This review refers not to the operation of MS Money 2006 Standard, but warns against attempting to download Money directly from MicroSoft.1st, Microsoft charges $30.00 for Money 2006 standard.2nd, after purchase from MS, I was given a link that installed a TRIAL version of 2006 DELUXE. Much web searching, email, and phone conversations later, and a MS rep said, "Yeah, that site keeps putting up the wrong link, and they can't seem to get it fixed"3rd, I was finally put in touch with an CSR rep who gave me a link that was supposed to allow me to download the program I bought--but it was a broken link.The CSR then told me to again go their website, re-purchase their program (hoping for different results, presumably), then contact them and ask for a refund on the second purchase.Moral of the Story: If you need to buy a Microsoft program, I strongly suggest you go to a big box and buy the physical disk. MS just wasted a couple hours of my time.